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Logo of The Carvalho Group, associated with CrossCountry Mortgage, featuring stylized text and a circular emblem.
 
Your Mortgage, Made Simple – with Results You Can Count On
 
I’m John Carvalho, your go-to mortgage expert in Union, NJ. Whether you're buying your first home, refinancing, or investing, I’ll guide you every step of the way. With years of experience and the backing of CrossCountry Mortgage, I deliver smooth closings, fast approvals, and loan options others can’t.
From FHA and VA to jumbo and unique programs, I tailor every solution to your goals—because you deserve more than a loan... you deserve a win.
 
Let’s make it happen.

John Carvahlo

Branch Manager; Union, NJ | NJ Mortgage Loan Officer
LICENSE NUMBER
NMLS #280297
ADDRESS
530 Chestnut Street, Suite 202, Union, New Jersey 07083

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Experience a concierge-level approach to home lending. CrossCountry Mortgage specializes in tailored mortgage solutions, offering discretion, competitive products, and seamless service from pre-approval to closing.

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We pride ourselves on providing personalized solutions that bring our clients closer to their dream properties and enhance their long-term wealth.